Auto Insurance

Shopping for auto insurance can be a confusing endeavor. There are a lot of insurance companies in the market, and you may not know where to turn. Living in the Bayou State, it is important to keep Lousiana auto insurance requirements at the top of your mind while also meeting your needs. It is that combination that we intend to achieve precisely with our team at Rabalais Insurance Group, LLC.

Everyone Needs Car Insurance

The Louisiana Department of Transportation and Development requires that everyone behind the wheel of an automobile carries auto insurance. There are very few exceptions to this rule. If you are driving a car in the state, have proof of insurance with you at all times!

Coverage Requirements

The state of Louisiana also has coverage requirements. If you have an auto policy and have a car registered in the state, having these minimum coverages is a must. Our team can make sure all of our auto policies meet or exceed these state requirements.

Two of the required coverage options include bodily injury liability and uninsured motorist bodily injury. You are required in the state to have a minimum coverage of $15,000 per person, with 30,000 per accident.

Property damage liability coverage on your auto policy has to have a minimum limit of $25,000, while medical payments have to be, at a minimum, $1,000.

The only coverage that you can reject in the state of Louisiana, out of all of those minimum coverage options, is the medical payments coverage.

Other Coverage Available

Many other additional coverage options exist, and you never want to let your coverage lapse. Be sure that your auto insurance coverage is always in effect!

The time is now to investigate the various auto insurance options available. Visit or call our office and use our online rating tool to find a quote for auto insurance. We, at Rabalais Insurance Group, LLC, are here to meet any, and all of your auto insurance needs today!